The lowdown on dropping interest rates
How can you make the most from the lowest interest rates in history? Many people believed that the low RBA cash interest rate, that had remained unchanged over the last couple of years, was about as low as it would go.
Will a lower buffer boost your borrowing power
Now that Australia’s banking regulator has lowered the lenders’ borrowing buffer, more people should be able to borrow more funds to buy their new home.
Are home buyers back in power
With the uncertainty of tax changes gone, a lessening of borrowing restrictions, and a new scheme to help first home buyers coupled with two interest rate drops it looks like things are swinging back into the borrowers’ favour.
What Should You Be Doing To Get Ahead While Interest Rates Are Low?
Take a look at how you can set up some healthy financial habits that will not only reduce finance related stress and smooth your cash flow, but also save you thousands on interest and years off your mortgage.
How To Take Advantage Of Low Interest Rates
What should you be doing to get ahead while interest rates are low? I’m often asked by clients what they should be doing to get ahead, as with most things in life the simpler the strategy the more effective it often it. The strategies I’ll touch on over the next few weeks are just that, […]
Quick Tips to Pay your Mortgage Faster
Most mortgages are spread out over 25 to 30 years, but it doesn’t have to be that way. With a few simple strategies you can take years and thousands off your loan, and it’s much easier than you might think.
Comprehensive Credit Reporting – Positive Changes from your Positive Information
Comprehensive Credit Reporting, or ‘Positive Reporting’ is here. And while the banks may not be happy about sharing their customers’ information with other banks, borrowers like you stand to benefit a lot more.
Has Netflix got you wanting to tidy up your day to day finances?
Has Netflix got you wanting to tidy up your day to day finances? Make a start with these 3 easy steps. I don’t know about you, but holding a bill that needs to be paid has never sparked joy for me! That said, grabbing a pile of bills, thanking them and gently placing them in […]
New Finance Options For SMEs Ignored By Banks
Small business owners can feel insignificant and forgotten when it comes to their banking needs. But figures from NAB, ironically, prove that banks can no longer ignore them. The study showed that SMEs now contribute 57% of Australia’s GDP. On top of that they’re responsible for creating around seven million jobs in Australia. Despite this, […]
Think local
While you’re getting your head around the macro, don’t lose sight of the micro. Median house prices can vary greatly from suburb to suburb. Here’s the local data house-hunters should have to help make an informed decision.